5 Best Clearco Alternatives for Revenue-Based Financing in 2024
Clearco is a leader in non-dilutive capital, but it isn't the only option. Explore the best alternatives for digital businesses in APAC and beyond.
Written by Hustlin from public information. Jenfi hasn’t joined Hustlin.
Clearco pioneered the revenue-based financing model, helping thousands of e-commerce and SaaS brands scale without giving up equity. However, as the market matures, regional players and specialized platforms have emerged to offer better terms, faster deployment, and localized support that global incumbents may lack.
First, what is Clearco?
Best for: Established e-commerce brands in North America and Europe looking for large-scale marketing or inventory capital.
Strengths
- Large capital reserves for high-growth e-commerce brands
- Extensive data insights from thousands of past investments
- Strong presence in North American and European markets
Where it falls short
- Limited focus and support for businesses based in the APAC region
- Strict eligibility requirements that may exclude smaller digital service providers
- Standardized fee structures that may not account for local market nuances
The top alternatives
- #1Top pick
Jenfi: The Leading Alternative for APAC Digital Businesses
Jenfi was built to solve the funding gap for digital businesses in Asia. While traditional banks often require personal guarantees or collateral, Jenfi uses an automated technology platform to assess revenue and alternative data. We focus on 'repeatable business spend'—funding marketing, inventory, and growth initiatives that directly lead to increased sales. With a focus on the APAC region, Jenfi provides localized support and a seamless deployment process through the Jenfi Wallet.
- Regional expertise specifically tailored to the Southeast Asian and APAC business landscape
- Automated data ingestion that provides a proprietary edge in understanding borrower behavior
- Seamless deployment via the Jenfi Wallet and MasterCard for real-time spend tracking
- Flexible repayment options that tie directly to your sales performance
- No personal guarantees or equity dilution required
- #2Alternative
Wayflyer
A global revenue-based financing platform that provides funding for e-commerce brands to purchase inventory and scale marketing efforts.
Best for: Large-scale e-commerce businesses requiring rapid funding for inventory.
- #3Alternative
Pipe
A platform that allows companies with recurring revenue streams to trade their future revenue for upfront capital.
Best for: SaaS companies and businesses with subscription-based models.
- #4Alternative
Uncapped
A European-based provider offering working capital to brands and retailers without interest rates or equity stakes.
Best for: UK and European digital businesses seeking fixed-fee growth capital.
- #5Alternative
Outfund
Provides flexible funding between £10k and £10m for marketing, inventory, and working capital with a revenue-share repayment model.
Best for: Global businesses looking for a variety of funding sizes and flexible terms.
Side-by-side comparison
| Category | Jenfi | Clearco | Edge |
|---|---|---|---|
| Primary Region | APAC / Southeast Asia | North America / Europe | Stronger |
| Funding Model | Revenue-Based Financing | Revenue-Based Financing | Neck-and-neck |
| Deployment Method | Virtual Wallet & MasterCard | Direct Bank Transfer | Stronger |
| Target ICP | Digital Businesses & Services | E-commerce & SaaS | Neck-and-neck |
| Personal Guarantee | Not Required | Not Required | Neck-and-neck |
| Data Integration | Automated Regional Data Sources | Standard Global Platforms | Stronger |
Frequently asked questions
How does Jenfi's repayment work?
Repayments are flexible and tied to your sales. When your sales are high, you pay more; when sales are slower, you pay less.
Is Jenfi a bank loan?
No, Jenfi provides revenue-based financing which does not require the collateral or personal guarantees typically associated with bank loans.
What can I use Jenfi funds for?
Jenfi is designed for repeatable business spend, such as digital marketing ads, inventory purchases, and other growth-related expenses.
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